Few things can be more disconcerting to people than the financial implications of a major transition. A career change, caring for a parent, a sudden windfall, divorce, retirement or the loss of a loved one can be devastating emotionally and financially.
Carolyn J. Podchaski and Sandy LaPenta are committed to helping people make the most of their financial decisions. They offer objective advice and customized plans and services to help their clients achieve long-term success.
Carolyn and Sandy understand the needs of their clients, having faced many of the same challenges. They work tirelessly to help their clients accomplish their goals and move forward with confidence.
With more than three decades of combined experience, Carolyn and Sandy work together to ensure the people they serve gain the confidence that comes with comprehensive strategies during periods of transition and beyond.
Carolyn is a graduate of The College of New Jersey, with additional graduate credits in counseling. She is a CERTIFIED FINANCIAL PLANNER™ practitioner since 1988.
Professional Affiliations Registry of licensed CFP® Practitioners, The Financial Planning Association, National Association of Tax Professionals (NATP).
Sandy LaPenta, EA
Sandy is a summa cum laude business graduate of Southern New Hampshire University. As an Enrolled Agent, she has more than a decade of experience in tax planning. She provides both tax preparation and tax planning for her clients.
Professional Affiliations National Association of Enrolled Agents, New Jersey Society of Enrolled Agents, National Association of Tax Professionals (NATP).
Podchaski & LaPenta is a financial services company that specializes in the needs of men and women in varous life stages. With years of combined experience, Carolyn J. Podchaski and Sandy LaPenta can help you make the most of your decisions so you can face your future with confidence.
CFP®, Certified Financial Planner ™ is a certification mark owned by the Certified Financial Planner Board of Standards, Inc. This mark is awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.
Securities offered through Cadaret, Grant & Co. Inc. Member FINRA/SIPC
P & L Financial Services LLC and Cadaret Grant & Co., Inc. are separate entities.